01. About Us

We are dedicated to providing investment management and strategic wealth planning that is right for you. Simply put, we strive to be our client’s trusted advisor.

02. Our Philosophy

As a firm, our focus is to understand your goals and develop a plan to reach them. We will meet with you to present an analysis and discuss our recommendations.

03. Our Process

A strong planning process is the best way to create a more financially secure plan. It is crucial to create a financial plan that seeks to protect your needs now, and that plans for the future, in a tax efficient manner.

Our Services

 

Retirement Planning

Long before retirement even hits our radars, we’re planning what type of education, skills training and professional designations we’ll acquire. We also spend a lot of time planning which industries are the best place to work in, and which employers to work for. Once employed, we carefully...
 

Estate Planning

For some people, financial planning is mainly concerned with how best to go about building a nest egg, and how to make it last through retirement. But for many, there is a desire to ensure their estate delivers benefits beyond their own retirement, and produces a lasting legacy even after they have...
 

Financial Planning

Many individuals confuse financial planning with general savings and investing advice. While how to save (and how much!), and where and when to invest those savings, is every bit important, prudent Financial Planning goes much beyond the realm of just saving and investing. The sooner you understand...

We manage assets for individuals and families, providing investment management, and financial planning services.

Blogs

Many investors, especially those still reeling from the March stock market roller coaster ride, have developed a low tolerance for volatility. Not to mention the prior seven corrections of 10-20% we have had since then. As of this writing markets are down over 9% from their recent all-time highs and it looks as though patience is wearing thin for investors. As a result they have moved a significant portion of their investments into bonds, other fixed yield vehicles or are sidelined altogether in cash. Whether it’s break-evenitis kicking in, or election fears...
Gold has been one of the hottest performers so far in 2020. With the price of gold rising nearly 17% for the first six months of the year, precious metals and commodities funds focusing on gold and other metals have been among the best performers in 2020’s turbulent market, but should you beware the hype...
If you’re a beginning investor or a retiree, it’s likely you’re concentrating on the structure of your portfolio. But as important as it is to build and maintain that portfolio, you should also ensure that it’s diversified. The current market uncertainty caused by COVID-19 is a perfect...

FAQ

Q

What is your relationship minimum?

While we find we add the most value for those with $500,000 in investable assets or more, we may still be able to help you. No one relationship is the same as the next, and please do not let our minimum discourage you. Do feel free to contact us for a free consultation so we can both decide if we're a mutual match.

Q

How will my portfolio be invested?

We strongly believe you can’t beat a benchmark if you’re hugging it. That’s why we give you our one best idea. We don't pad the portfolio with a bunch of securities to give the illusion of diversification, typically only pursuing compelling investing opportunities in companies with the strongest of fundamentals whose stocks we believe are underpriced. Each portfolio is relatively focused, with only 25 to 40 holdings being the norm.

This way, we can throw the full weight of our conviction behind each security that we purchase and closely monitor the investment.

Q

Do I have enough to retire?

This is one of the greatest questions and typically the most important question our clients ask us, and unfortunately it's not a straight forward answer. There is no magic "number" as you might see in major advertisements. Our calculators can help you. They're a great conversation starter. Let's talk about it together. We aren’t going to sell you anything, either. What do you say?