01. About Us

We are dedicated to providing investment management and strategic wealth planning that is right for you. Simply put, we strive to be our client’s trusted advisor.

02. Our Philosophy

As a firm, our focus is to understand your goals and develop a plan to reach them. We will meet with you to present an analysis and discuss our recommendations.

03. Our Process

A strong planning process is the best way to create a more financially secure plan. It is crucial to create a financial plan that seeks to protect your needs now, and that plans for the future, in a tax efficient manner.

Our Services

 

Retirement Planning

Long before retirement even hits our radars, we’re planning what type of education, skills training and professional designations we’ll acquire. We also spend a lot of time planning which industries are the best place to work in, and which employers to work for. Once employed, we carefully...
 

Estate Planning

For some people, financial planning is mainly concerned with how best to go about building a nest egg, and how to make it last through retirement. But for many, there is a desire to ensure their estate delivers benefits beyond their own retirement, and produces a lasting legacy even after they have...
 

Financial Planning

Many individuals confuse financial planning with general savings and investing advice. While how to save (and how much!), and where and when to invest those savings, is every bit important, prudent Financial Planning goes much beyond the realm of just saving and investing. The sooner you understand...

We manage assets for individuals and families, providing investment management, and financial planning services.

Blogs

Clients ask us this question often, and we’re sure they are asked the same question by their peers. Of course, the answer is, “No one knows where markets are headed—if someone did, they would quit work and invest every penny in the market they knew would rise the most!” We all know this question doesn’t have a true answer, but that knowledge doesn’t seem to stop us from asking it. And it doesn’t stop some asset managers from answering it.
The last three weeks have seen equity investors’ patience tested, and considering the last three weeks have all ended negative in US equity markets, it’s no wonder. Investors more than ever are questioning the validity and portfolio sustainability of equities. Some may have already reduced their equity exposure altogether, while some may have turned to a higher bond allocation, but does this work, and is it right for you?
You've worked hard saving, now it's time to make sure all of that saving is put to work responsibly. Even in your 50's, or early 60's retirement can feel light years away, but it will get here much quicker than you can imagine. And when it does, you’ll want to be prepared. Remember that it’s never too late to start planning for retirement, but the earlier you plan will make your transition into retirement all...

FAQ

Q

What is your relationship minimum?

While we find we add the most value for those with $500,000 in investable assets or more, we may still be able to help you. No one relationship is the same as the next, and please do not let our minimum discourage you. Do feel free to contact us for a free consultation so we can both decide if we're a mutual match.

Q

How will my portfolio be invested?

We strongly believe you can’t beat a benchmark if you’re hugging it. That’s why we give you our one best idea. We don't pad the portfolio with a bunch of securities to give the illusion of diversification, typically only pursuing compelling investing opportunities in companies with the strongest of fundamentals whose stocks we believe are underpriced. Each portfolio is relatively focused, with only 25 to 40 holdings being the norm.

This way, we can throw the full weight of our conviction behind each security that we purchase and closely monitor the investment.

Q

Do I have enough to retire?

This is one of the greatest questions and typically the most important question our clients ask us, and unfortunately it's not a straight forward answer. There is no magic "number" as you might see in major advertisements. Our calculators can help you. They're a great conversation starter. Let's talk about it together. We aren’t going to sell you anything, either. What do you say?