01. About Us

We are dedicated to providing investment management and strategic wealth planning that is right for you. Simply put, we strive to be our client’s trusted advisor.

02. Our Philosophy

As a firm, our focus is to understand your goals and develop a plan to reach them. We will meet with you to present an analysis and discuss our recommendations.

03. Our Process

A strong planning process is the best way to create a more financially secure plan. It is crucial to create a financial plan that seeks to protect your needs now, and that plans for the future, in a tax efficient manner.

Our Services

 

Retirement Planning

Long before retirement even hits our radars, we’re planning what type of education, skills training and professional designations we’ll acquire. We also spend a lot of time planning which industries are the best place to work in, and which employers to work for. Once employed, we carefully...
 

Estate Planning

For some people, financial planning is mainly concerned with how best to go about building a nest egg, and how to make it last through retirement. But for many, there is a desire to ensure their estate delivers benefits beyond their own retirement, and produces a lasting legacy even after they have...
 

Financial Planning

Many individuals confuse financial planning with general savings and investing advice. While how to save (and how much!), and where and when to invest those savings, is every bit important, prudent Financial Planning goes much beyond the realm of just saving and investing. The sooner you understand...

We manage assets for individuals and families, providing investment management, and financial planning services.

Blogs

Don’t invest. Go home. Put all your money under the mattress. This market is not in touch with reality. Sound familiar? There are a slew of new market calls today saying that we are in a “depression” or "insert scary prediction, or that the market is highly overvalued, and is thus doomed. Maybe you’ve heard or now actually believe “the market is not in touch with reality.” I don’t blame you since the media and large firms alike are good at repetitive opinion marketing, I mean covering objective financial news. Are firms making these claims while still investing their client’s money?
Many advisors and investors operate by the “rule of thumb” whereby you subtract your age from 100, and that’s how you decide your asset allocation. This means for a 40 year old, they would be in 60% stocks and 40% bonds, often long-dated treasuries as a recession “insurance policy.” Is this the right thing to do for you and your portfolio?
There is better news coming in. That’s not to say this recession won’t be horrible, and that the loss of life due to this disease isn’t anything short of dire for those affected, but we are beginning to see rumblings of greener pastures ahead, and clouds parting.

FAQ

Q

What is your relationship minimum?

While we find we add the most value for those with $500,000 in investable assets or more, we may still be able to help you. No one relationship is the same as the next, and please do not let our minimum discourage you. Do feel free to contact us for a free consultation so we can both decide if we're a mutual match.

Q

How will my portfolio be invested?

We strongly believe you can’t beat a benchmark if you’re hugging it. That’s why we give you our one best idea. We don't pad the portfolio with a bunch of securities to give the illusion of diversification, typically only pursuing compelling investing opportunities in companies with the strongest of fundamentals whose stocks we believe are underpriced. Each portfolio is relatively focused, with only 25 to 40 holdings being the norm.

This way, we can throw the full weight of our conviction behind each security that we purchase and closely monitor the investment.

Q

Do I have enough to retire?

This is one of the greatest questions and typically the most important question our clients ask us, and unfortunately it's not a straight forward answer. There is no magic "number" as you might see in major advertisements. Our calculators can help you. They're a great conversation starter. Let's talk about it together. We aren’t going to sell you anything, either. What do you say?